In 1922 I obtained a free rail Pass from the Soldier Settlement Board to the rail head at Annuello. This part of the Mallee was being opened for settlement. The area of blocks being 640 acres to 800 acres. I spent three weeks with the Lands' Officer Pat Cloonen looking at areas available for selection. Conditions did not appeal to me. I obtained a ride with one of the local settlers to the township of Manangatang. Here I was introduced to the Manager of the English Scottish and Australian Bank. (E. S. & A.) Ultima (Mr Fred Palmer).